Wednesday, August 8, 2018

USA news on Youtube Aug 8 2018

Friends, this guy got 770 for GMAT, entered MBA Program, MD Program and is now going to California to work for a pharmaceutical company.

Watch our channel and you will learn how to get enrolled to Harvard, how to enter a MD Program, and to achieve such a success.

OK, we've just taken a short walk round the School.

Let's stop here and discuss the following.

The issue of employment after MBA is a sore point, especially after all these financial downturns, because it costs an arm and a leg.

What was the joint price of your Program?

It's the first part of my question.

Well, upon the graduation, my debt makes around 95,000 USD.

This is a standard student debt to be paid within 10-15 years?

Yes, it is a bit smaller on average than that after five years of studies, because I was living on campus and granting assistance to students and the School accommodated me.

However, the debts after MBA graduation remain rather big.

Another question which strongly concerns those living in Ukraine, Belorussia, Russia, etc. is how international students get financial aid for such studies.

Let's be honest: not everyone can afford paying 90,000 USD by themselves.

Well, I don't have 100% verified information about the financial aid for international students.

But from your communication with colleagues

From my experience, I know there are many of them who, if possible, are sponsored by the companies.

On the one hand, this is really very good as you will have less debts to pay pack; on the other hand, it somehow limits the possibilities.

Corporate slavery?

Yes, corporate slavery at least for two years, and then family, then something else, and is goes non-stop.

«Well, we tried to help you, how can you leave…»

Yes, it could be.

In fact, Harvard Business School has enough funds to grant financial aid.

USD 32 bln endowment, if I'm not mistaken.

Yes, but this is for the whole University; however, HBS, as a part of the University, has the biggest amount of money.

In fact, the Financial Office is doing its best to help people who do not take sponsorship (it was my case, as I wanted to have free hands to go to residency training).

I think that the biggest problem is not to get this money but to pay them back to Harvard (or any other institution) by doing what you really want to do.

People faced problems when, after coming from Russia, Argentina, Brazil, etc., got such debts, but they want to dedicate themselves to start-ups or to work in a non-profit organization.

OK, in your case, and in case of your fellow students, what are the main directions that the graduates choose?

Traditionally Consulting and Investment Banking, or are there any new alternatives?

There are more and more people going to work in small (it is better to say middle-range) companies.

I would mention three big groups of people.

Group One is all about traditional Consulting, Investment Banking, and a bit of Private Equity.

This group has existed all the time, but it seems to me that this percent goes down and Goldman Sachs or McKinsey seem not as the coolest one to go as they used to be.

Group Two that is experiencing considerable growth are the tech companies.

To work in Apple, Google, Amazon, and somewhere else basically on the Western Coast…

So everyone is setting off to the (Silicon) Valley, Seattle..

Yes, but some prefer to stay in New York for some reasons.

Finally, Group Three that is small now but is growing constantly are those who prefer to work on their own start-ups (not many due to debts, but they exist).

For example, four out of 90 students from my section work in their start-ups.

Were there any entrepreneurs who, after entering the School, did not care about such debts but wanted knowledge and networking for their future work.

There were entrepreneurs who worked in start-ups or wanted to launch them, but..

They choose Executive MBA, don't they?

Well, those who have unlimited money and do not care at all about debts, basically go to Executive MBA.

Among the students from my section there are those who would like to do it, but it is a bit unusual.

Ok, we are coming to the "sensational" questions.

What surprised you most during this two years at Harvard, this well-known, expensive, elite place with great publicity?

What will you remember for all your life?

I was a little bit surprised that the majority of people here is 'normal.'

You can feel a certain aura here and comparing my medical institute with Harvard, I was afraid that here there will be a lot of people who all work in Investment Business, make big money, their families are rich and can boast three-degree legacy at Harvard…

Well, you can meet such people and it is interesting to observe them, but they do not make the majority.

As I said before, 40% of students come from abroad, and those students do not possess necessary connections and networks.

And even for those living here, Harvard is doing its best to support its long-lasting reputation of the school that does not think only about money, but also admits people who worked on state-owned and public organizations, etc.

So Harvard provides more diversity that I initially expected to meet, and that was very pleasant.

So, you met 'normal' people without this Soviet tradition to show off (if you are rich enough, everyone must know about it)….

Well, there are such people but for sure they are in minority, so you can either observe them (like in Safari park) or just ignore them.

The majority of people here is normal.

As I know, there are nine US Presidents who studied at Harvard.

Have you already booked a place for your portrait on the wall?

(Laughing) I have no any desire to start a political career as this is not a clean business and definitely not for me (especially in the USA nowadays—but this is another issue for sure).

Great! What would you wish for an average applicant (for many reasons I sincerely cannot consider you an average one)

who, being smart, hard-working, and full of hope to self-development, is sitting somewhere in Minsk in a good company and is thinking "OK, where am I and where is Harvard."

What can you say to such people in Minsk, Moscow, Kyiv, Kazakhstan, etc.?

First of all, the more experience of working with Western companies and foreign clients, the better it is for you in terms of improving not only the language but also the cultural awareness of what is going on abroad.

More international exposure, right?

Yes, whether it is working abroad or with people from abroad, and to go for it very actively.

Secondly, Harvard, as well as other Schools, encourages people with non-traditional experience.

That's why if you, instead of working for McKinsey or in Investment Banking, have worked for a state-owned or public organization, you still have an opportunity to enter such an outstanding school.

That's why it is worth trying to make it into and to draft a story that will tell the business school why your work is more interesting to Harvard (or any other school) and how I will manage to apply the knowledge from Harvard to help others.

Of course, there are so many consultants and investment bankers entering here and they will keep on entering.

In other words, not to be afraid…

Yes

Great! This is really an interesting experience and thank you very much for sharing it.

I hope that those watching and listening to us will, first of all, believe more in themselves.

Regardless of your experience, it can be unique for the United States, right?

And you see a real person, a very smart one, whose experience proves that it is possible to enter in spite of a very challenging enrollment procedure that Harvard has (around 6% selection only).

So you see that there are possibilities to enter the School.

We wish you to settle successfully at a new place, to invent a miraculous vaccine, and thank you very much for you time.

Thank you, it was great and all the best to you!

For more infomation >> Harvard Business School: Interview with an MBA student - Duration: 26:20.

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8/8/18 11:09 AM (8061 Bermuda Rd, Las Vegas, NV 89123, USA) - Duration: 6:55.

For more infomation >> 8/8/18 11:09 AM (8061 Bermuda Rd, Las Vegas, NV 89123, USA) - Duration: 6:55.

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Paul Ryan Claims He's Saved America From Multiple Trump Tragedies - Duration: 2:43.

Republican Speaker of the House, Paul Ryan, is apparently Batman.

And I say that because he is obviously working, according to him, behind the scenes, putting

out fires and solving problems that we didn't even know existed.

And he's not getting any credit for it.

But that's okay.

At least he can look himself in the mirror at the end of the day.

And that is pretty much what Paul Ryan said, during a recent interview with The New York

Times magazine.

Paul Ryan says that he meets with Donald Trump all the time, and that Donald Trump comes

up with these horrible ideas that will absolutely destroy this country.

And it is only through him, Paul Ryan, that he is able to stop these things from ever

seeing the light of day, and destroying American lives.

He admits, this is a direct quote from his, it says, "I can look myself in the mirror

at the end of the day and say, 'I avoided that tragedy.

I advanced this goal.'"

So, it's not about the admiration, it's not about the congratulations, it's just about

the fact that Paul Ryan can look himself in the mirror and say, "Hell, yeah.

I fought the good fight today, by not letting Trump do whatever horrible thing he had planned

on doing.'"

Now, if you're familiar with Paul Ryan, which I'm assuming most people are, this is utter

and complete nonsense.

Paul Ryan is one of the most spineless people in government today, and I refuse to believe

for a second that he is somehow becoming this Dark Knight warrior behind the scenes, behind

closed doors where nobody can see him, fighting off the evil that is Donald Trump.

That's not who Paul Ryan is.

That's not who he has ever been, and that sure as hell isn't the public face that he

has ever put on for us.

He is a spineless sniveling coward, who decided to retire this year rather than face a tough

reelection against Randy Bryce.

He knows he would lose, he knows he's lost respect of his colleagues in congress.

So, why on earth should we believe that Paul Ryan has the ability to make Trump stop doing

horrible things?

I mean, after all, John Kelley hasn't been able to do that, his own wife hasn't been

able to do that.

Nobody else in the White House has, no other members of Congress.

And yet, somehow Paul Ryan has single-handedly, according to himself, been the guy to stop

all of the horribleness from Donald Trump.

You know, the really horrible things, we don't even know about.

I don't believe it for one second, and neither should anybody else in this country.

For more infomation >> Paul Ryan Claims He's Saved America From Multiple Trump Tragedies - Duration: 2:43.

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8/8/18 11:38 AM (5513 N Driscoll Blvd, Spokane, WA 99205, USA) - Duration: 0:19.

For more infomation >> 8/8/18 11:38 AM (5513 N Driscoll Blvd, Spokane, WA 99205, USA) - Duration: 0:19.

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Colendi @ Money 20/20 Europe 2018 - Duration: 1:42.

Arden: Hello Webrazzi followers!

I am Arden Papucian.

Today we continue to convey to you the Money20/20 Europe event we have followed through

with the contributions of İşbank.

We have a blockchain initiative coming from our country, Colendi.

Here we have Colendi COO, Mihriban Ersin First of all, hello Mihriban.

Mihriban: Hi!

Arden: Webrazzi readers are already following Colendi closely.

How does the event go for you before we speak about Colendi?

I want to ask you how how did you find the atmosphere.

Mihriban: Very intense actually.

The activity area is very crowded but there is not a lot of work in the blockchain area.

Everyone in US understood when we talked about blockchain, but here in Europe we are having

a bit of a difficult time. But it's nice, it's been very efficient so far.

Arden: Could you please tell us what Colendi does for those who do not know?

What kind of service does it provide? How do you use Blockchain, could you share?

Mihriban: Colendi is a microcredit and credit scoring platform.

It evaluates the creditworthiness of those who can not benefit from the banking or financial system.

Colendi keeps all its infrastructure and data on the blockchain. In short, Colendi is this.

Arden: So, what are Colendi's second half of 2018 and future plans, and what are you planning to do?

Mihriban: This is a global project.

It is correct that it came out of Turkey and Turkish co-founders but it has global goals.

That's why we're here; we are here to find business partners of different sectors, we

are here to introduce ourselves.

Our first goal is to spread to large masses, of course.

First in different countries, and then we will start to be in different continents.

Arden: Thank you very much.

Mihriban: Thank you.

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