USA news on Youtube Aug 23 2018

Hi!

I'm Rob Young, Owner of Blue Dot Wealth Management.

Today, we're going to talk about some of the Basics of Estate Planning.

Often times, folks ask "what is an Estate Plan"?

Very simply, an estate plan is a set of documents that spells out how you want to leave assets

to those you love or charities that you support.

It can be as simple as a will, and as complicated as your financial and family situation dictates.

The laws surrounding Estate Planning vary state to state so everything we talk about

today is at a very high level.

You always want to make sure that you speak to an attorney in your home state to make

sure your wishes are executed.

If you move to a new state, it is always a good idea to have your old plan reviewed especially

if it is older than 10 years.

Most Estate Plans have the following components: 1) A Will or a Trust

2) Medical or Healthcare Powers of Attorney 3) Living Will

4) Power of Attorney 5) Beneficiary Designations

For people with minor children, Guardianship Designations are critically important.

Most of us don't know the rules in our home state should something happen to us.

A little bit of thought and planning ahead of time can alleviate a lot of stress should

something bad happen.

So do you need to think about Estate Planning?

I think it is important to consider if: 1) You have Minor Children and you want to

provide for their future 2) You have assets that you want to pass to

specific people 3) You have a blended family or family assets

that you want passed specifically to your children or charities

4) You have a child, spouse, or family member with Special Needs

There are, of course, many more reasons for people to set up an estate plan but these

are a good start.

Not all families need every element listed here and some many need more things put into

place.

If there is one thing that we stress at Blue Dot Wealth Management, it is that we want

our clients to be able to have their plan reflect their values.

Having an Estate Plan in place is a key part of that.

We do not provide legal services.

We do work with qualified Estate Planning Attorneys that can help you craft a plan that

fits your needs.

I hope that you enjoyed this video today and learned something new.

Don't forget to follow us on Social Media and you can always visit us on our website

at BlueDot Wealth Management.com.

For more infomation >> How To Better Understand What's Involved in Estate Planning & When You Should Think About It - Duration: 2:37.

-------------------------------------------

GLITZ GLAM EyeSHADOW PALETTE | Tutorial - Duration: 8:19.

good morning today I'm doing a look using the glitz glam eyeshadow

palette Beauty glazed this is a really cheap eye shadow palette that I got of

Amazon I'll link it down below really a really long time ago and I haven't used

it since that first impression that I did or only like you know a few shades

of it so I just wanted to do another tutorial using the whole palette let's

get started I've already prepped my eye with the essence camouflage full

coverage concealer in 0-5 ivory and then I set my eyes and the whole of my face

with the ben nye translucent powder in fair so this palette doesn't really have

a highlight color so I'm just going to use this elf baked highlighter and

blush and this is in rose gold I got that I really didn't like this when I

first got it and then I got the tip from a subscriber that if you scrape off the

first layer it's much easier to use and it is so now I can use it so thanks for

that tip I'm going to use a pencil brush this is the 230 luxe pencil from zoeva

I'm just gonna highlight my brow bone I'm also gonna highlight my inside

corner here I'm gonna go over that again but I'm just using this as a little bit

of a guideline as to where the highlight is gonna go now I'm going to go into the

rosy pink shade tap it off for that I am using a Mac two two four and I'm just

placing this all above my crease just back and forth and back and forth

sometimes circular motions to really blend that out

you can go quite high up and blend those two colorst that highlight and this color

together and see I'm just going circle motions and back and forth I'm also

going to take this underneath and most of this is going to get covered up so

don't worry about it also the going connecting to the outside corner so most

of this is going to be covered up but I just wanted a little bit of a transition

color underneath as well okay there we go now I'm going to take that it looks

kind of burgundy in the pan but it's more like a pink on the eye or dark kind

of pink reddish color and I'm going to put this all over my eyelid

just tapping that in I feel like that's the best way to avoid fallout there is some

fallout in this palette so be careful

and then we're gonna blend out that edge later for now I'm also pressing this in

my lower lash line and then we extending it to a kind of cat eye here just a

little bit still need to blend it out so okay now going in with that same

color and the smaller blending brush this is the Mac 217 I'm just blending

out the edges here also underneath just so everything is nice and blended

okay and now I'm going to go in with that maroon shade just next to the shade

we just used with the same brush and I'm deepening up this corner and bringing it

up in my crease a little bit I just realized I have some lines going on

there so I'm just going to take a clean pencil brush and I'm really gonna

diffuse this here there we go lines are gone back to this shade just really

deepening up the crease and the outer corner I'm just gonna go back to that

shader brush this is the Mac 239 I'm not sure I said that I'm taking that same

color and I'm pressing it in on the outside corner only going halfway just

taking a clean blending brush this is the 221 luxe soft crease from zoeva

and I'm really blending all of that together and out into the skin and now

taking this brown shade again with the Mac 217

I'm just further deepening up that outer corner but I'm not going to take

it into the crease I'm really just doing the outer corner here now I'm going to

take a little bit of this essence get your glitter on a glitter primer and I'm

just taking this on a Bobbi Brown ultra fine liner brush and I'm putting this

underneath my lash line here and using this tiny Coastal Scents shading brush

I'm gonna go in with this goldish but more kind of silver goldish or like

white goldish color and then placing this on the glitter primer okay got a

lot of it in my eye so maybe don't do that really just about a third of the

eye

there you go that's all I'm gonna do it's just a little highlight these pressed

glitters are super super soft so you're actually better off using your fingers

however this is such a small space that I have to use a brush now I'm gonna go

back to that pencil brush that I used before and I'm just gonna spray some

essence glow to go illuminating setting spray on a surface and I'm wetting my

brush with that and going back into that elf highlighter and I'm just really

making that inner highlight up here a little more intense Ja Bertha my cat

is meowing because it's super hot and she hates it and I want to cool her down and

like make her fur wet or like lay a wet towel down so she can lie on it and

cool down but she hates water so much she's such a typical cat in that sense I

hope I never have to wash her it'll be very very terrible I'm just gonna tap

that out with my finger here so the line it's not as harsh and now just some

mascara the LOV guilt eyes fan effect mascara in waterproof this is a little

reminiscent of the cherry inspired look I did but just using this one palette

and I'm really happy with the result actually I really like it it's a lot but

like for going out or something it's it's very very nice and that's it that's

the look with the glitz and glam eyes shadow palette done so I hope that you

liked this video if you did you can always leave me a thumbs up and you can

subscribe right here can also hit that notification bell to be informed of

when my videos come out which is every Monday Tuesday Thursday and Friday at

7:30 p.m. Austrian time 1:30 p.m. Eastern Time

really hope I'll see you next video bye bye